Kia of Covington
 Sales 985-379-9289
Service 985-614-7752
69010 Hwy 190 Service Road Covington, LA 70433
Today 8:00 AM - 7:00 PM Service 7:00 AM - 6:00 PM
Open Today !
Sales: 8:00 AM - 7:00 PM
Service: 7:00 AM - 6:00 PM
All Hours

Looking for a first time car buyer program near me?

Kia of Covington First Time Buyer Program

Are you a first-time car buyer?
With limited or no credit history?

The Kia of Covington First Time Car Buyer Program is the best way to drive a new Kia or a certified pre-owned vehicle with low rates, easy terms, and an excellent way to establish a credit history.

  • Available on New and Used Vehicles.
  • Minimum Credit Score: 0.
  • First automotive secured loan or credit transaction.
  • Qualified applicants are eligible for standard rates.
  • Up to 150% advance.
  • Up to 84 months maximum term.
  • Minimum of $0 total down payment required (total down payment may include rebate cash).
  • No adverse credit history. No bankruptcies, foreclosures, repossessions, collection accounts, charge-offs, tax liens, judgments, or any other delinquent credit.
  • Verifiable (paystub, W-2, etc.) monthly income sufficient to cover vehicle payment, ordinary living expenses, and all currently outstanding debt, if any.
  • Payment to applicant's gross income from primary job cannot exceed 15%.

Disclaimer: For this program to apply to you, you need to have no previous car credit and no negative marks on your credit reports. You also must have an income of $2,000 or more monthly. We aim to help our customers get into the car, truck, or SUV which fits their lifestyle at a price that they can afford.